25% of US adults have no retirement savings (via CNBCMakeIt)
and eliminates the maximum age to contribute to IRAs, which is currently 70½.
The bill would also require businesses to make retirement accounts available to long-term, part-time workers. The bill is now heading to the Senate.The best way to save for retirement is through a 401 or IRA. These accounts offer tax benefits and potentially compounded returns when invested in low-cost index funds.
And because contributions are often automatically deducted from an account holder's paycheck, it can be easier to build up savings.
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