A recent IT survey by UBS says small banks might look to follow in BB&T and SunTrust's footsteps and merge to consolidate power.
Of respondents from banks with over $100 billion in assets, 75% said they are already implementing artificial intelligence, compared to only 46% at banks with assets under $100 billion.
Adoption of public cloud has also accelerated at big banks while lagging at smaller firms. Nearly half of respondents at the largest banks said at least 40% of their workloads are on the public cloud, while only 21% of smaller banks can say the same.
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