Before posting that bungee-jumping selfie, remember: Your insurer might be watching
Did you document your hair-raising rock-climbing trip on Instagram? Post happy-hour photos on Facebook? Or chime in on Twitter about riding a motorcycle with no helmet? One day, such sharing could push up your life insurance premiums.
In January, New York became the first state to provide guidance for how life insurers may use algorithms to comb through social media posts—as well as data such as credit scores and home-ownership records—to size up an applicant’s risk. The guidance comes amid expectations that within years,...
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