Many consumers would turn to dangerous fallback options in order to make ends meet.
Missing more than one paycheck is a one-way ticket to financial hardship for nearly half of the country’s workforce.
The findings were based on a survey of more than 1,000 adults. The researchers interviewed a nationally representative panel designed to be indicative of the U.S. population. After missing more than one paycheck, 65% of Hispanic households wouldn’t be able to pay for necessities. “Even short disruptions in pay can cause significant hardship, as most Americans appear to be living paycheck-to-paycheck,” Angela Fontes, director of the Behavioral and Economic Analysis and Decision-Making program at NORC at the University of Chicago, said in the report.
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