'After grousing for years about the individual insurance market created by the Affordable Care Act — and providing fuel for the ACA’s enemies — the health insurance industry is finding Obamacare to be a profit center.' More from columnist hiltzikm here:
Armed with more than three years of experience, the insurers have been able to better judge their expenses and set premiums accordingly. Indeed, premiums and costs would synchronize even better if not for the determined sabotage of congressional Republicans and the Trump administration, which injected new uncertainties into rate-setting in 2017 and 2018.
Trump also reduced spending on advertising and outreach sharply, raising doubts about enrollment. “Without these policy changes,” the Kaiser Family Foundation report says, “it is likely that insurers would generally have required only modest premium increases in 2018.” But the political uncertainties created in Washington supplanted the market uncertainties that the insurers finally had figured out.
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