This ONLY works if you have strong credit
. If you're doing some research and find that you like more than one card, why not get both?
While there are some short-term issues with applying for and opening new credit accounts, it isn't a huge issue if you already have great credit., the credit card company requests a copy of your credit report and credit score from one of the three big credit bureaus. After getting your credit information from Experian, Equifax, or TransUnion, the card issuer makes a decision on your application.
The pursuit of new credit makes up 10% of your credit score, and more new credit means bad news for your credit score. Lenders consider getting new credit a sign of risk. If you opened a few new cards recently, you may be turned down for a new card. That is the case even if you have a stellar credit history.for people with a good handle on their credit.
If you regularly carry a balance, avoid opening a bunch of new credit cards. If you can pay them off in full each month, the strategy below could make sense for you.When I already had a credit score over 720, I decided to. This is the term for using strategies to maximize your travel while minimizing what you spend. That generally includes earning as many reward miles and points as possible, typically through credit card rewards.
If you choose cards that align with your spending habits, you should rack up points fairly quickly. I carry the
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