Opinion: Anyone hoping it will be a long time before America’s next housing mania has to be concerned about a revival in a particular type of risky lending, writes FreemanWSJ
A decade after the financial crisis, the government still maintains many of the same incentives that drove too much investment into residential real estate. Washington still stands behind mortgage monsters Fannie Mae and Freddie Mac.
Mortgage rates remain historically low and recently moved lower. And anyone hoping it will be a long time before America’s next housing mania has to be concerned about a revival in a particular type of risky lending.To Read the Full Story
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