Same-sex borrowers 73% more likely to be denied mortgage, study finds - NBCOUT
across the United States that does not have statewide housing protections for LGBTQ people.
Since mortgage applications do not ask prospective borrowers about their sexual orientation, the researchers inferred borrowers’ sexuality through the gender disclosure of the applicant and co-applicant. Their data correlated with LGBTQ population estimates conducted by Gallup and the University of California, Los Angeles' Williams Institute.
“The potentially existing lending discrimination might just reflect a corner of the iceberg,” he told NBC News.In the report, Gao and his co-authors state that their findings “have direct implications for the urgency of protecting the LGBT community regarding fair credit accessibility.”
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