The top 5 apps for budgeting: by KristinStoller
the service asks users to “give every dollar a job.” First, users are asked to set a budgeting goal, such as a vacation or education expenses. Then, they must fund their goal by linking it to a personal account . If you choose to link your account, your balance will be automatically imported into the YNAB debt manager.
These transfers occur up to two or three times per week, and range from $5 to $30 per transfer. Funds held in your Albert Savings account are FDIC insured up to a balance of $250,000. If you prefer to have a more hands-on approach with your savings, you can ask Albert to set aside a specific amount each week. These funds can be withdrawn at any time with no fees.
Albert also pays users a small reward for saving money. The app pays a bonus of $1 for every $100 Albert Genius subscribers save over the course of a year, and a bonus of 25 cents for every $100 non-Albert Genius subscribers save.offers a wide array of features that will benefit budgeters and savers alike. Similar to the other apps, Clarity Money requires users to link their financial accounts . The app immediately creates a pie chart displaying your finances and showing when you overspend.
Like Albert, Clarity Money Savings also allows users to transfer and save money in a non-interest bearing, FDIC insured account. Users select how much and how often they want to save. Users are also able to access their free VantageScore credit score from Experian.
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