When it comes down to it, there's no excuse for not maxing out your 401(k), says dailydirtnap
Uncle Sam doesn’t give out too many freebies when it comes to tax time, except in the form of retirement plans.
2. They don’t know about it. Sounds hard to believe, but I have met people who don’t know about the existence of these tax-advantaged retirement plans. Also by Jared Dillian: Couples argue about money a lot — here’s how to stop We can’t all be Warren Buffett, but the least we can do is take advantage of very obvious tax breaks where we can.
I run into a lot of self-employed folks who don’t even know of the existence of a SEP IRA. It is very common. If everyone who could contribute, did contribute, I wonder what it would “cost” the government in terms of lost revenue? Tax aggression Some people are very aggressive on their taxes. I am not. There’s not much I can do, anyway. Having said that, I take every benefit I am entitled to.
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